Privacy Policy

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Bhugol International , understands that you have entrusted us with personal information that is both important and confidential. We take our responsibility to protect your information extremely seriously. We are committed to keeping non-public personal information about you secure and confidential.


We thank you for entrusting us with your financial affairs, and we are committed to safeguarding the privacy of our Customers, mobile APP User and site Visitors. When you interact with MobileLiv ( Bhugol International ), or any of its affiliates (hereinafter referred to as MobileLiv ,, through websites and / or mobile applications, owned and controlled by MobileLiv , MobileLiv Shandles personal information in accordance with the practices and safeguards described in our Privacy Policy.


This online privacy policy explains what information about you we collect, and how we use and protect it in mobile and internet commerce. Our online and mobile privacy practices strictly abide by the terms of our privacy notice.

We do not sell your personal information to third parties. Information sharing within the MobileLiv family of companies We selectively share your information with MobileLiv , affiliates. MobileLiv Sand its affiliates together offer you a host of financial services and products to help you meet your financial goals. Many clients within the MobileLiv family of companies do business with more than one affiliate of MobileLiv to meet individual needs. When appropriate, MobileLiv share information we collect about you within our family of companies to help you serve better.


How we share information about you outside of the MobileLiv family of companies We do not disclose your non-public personal information, except as permitted by applicable law or regulation. For example, we may share this information with others in order to process your transactions. We may also provide this information to companies that perform services on our behalf, such as printing and mailing, marketing survey, or to other financial institutions with which we have joint marketing agreements. We will require these companies to protect the confidentiality of this information and to use it only to perform the services for which we hired them.

Continue to achieve high levels of satisfaction for our clients and help them achieve their financial goal through right investment or financial advisory services. We aim to make financial products easily accessible and understandable to all. We are committed to deliver the highest quality solutions to meet our client’s investment or financial needs. To realize this, we strive to continually review and update our processes, improve the competence of human resources and effectiveness of quality management systems, ensure compliance with all regulatory requirements, and optimize technology and infrastructure, thereby enhancing customer satisfaction. Being responsive to internal and external issues which influence our organizational performance Review the Quality Policy periodically to ensure it remains appropriate to the scope of the Organization. The Top Management will review the Quality Policy from time to time. Our client’s growth is our objective..


How we collect information from you From time to time, we may collect a variety of personal information about you, including: Information we receive from you on applications and forms, via the telephone, and through our websites; Information about your transactions with us, our affiliates, or others (such as your purchases, sales, or account balances) Generally, you may visit MobileLiv in anonymously and obtain information about our Company and products and services without providing any personal information. However, in a few sections of our website, we ask you to provide information that will enable us to enhance your site visit or to follow up with you after your visit. It is completely optional for you to participate. We collect personal information from you in a number of ways:

How is the collected information used?

The personal information you provide is kept confidential and used to support our customer relationship with you. We may use the information you provide to improve our services to you, to provide you with products you have requested, to inform you about additional products or services that may be of interest to you and to inform you of special offers or upgrades. The personal data of customers and website visitors is stored indefinitely and may be collected and processed in one or more databases maintained directly or indirectly by MobileLiv Group. By providing personal information to www.MobileLiv in, you agree and understand that MobileLiv Sand its affiliates may access, store, and use this information for a variety of purposes including identification, registration, authentication and marketing.

Return & Policy

Joining Just Recharge Now provides Multi Recharge, Insurance, Travel Booking portal services up to any Agent/ Distributor/ Master Distributor. Company can cancel membership of any user without prior notice for portal. We offer free plan also to check and test our panel before joining, after joining and paying fees, User would get 72Hrs for return. After 72Hrs there would be no refund for joining fees. About recharge refund, Recharge on your Offline Electricity Bill / Mobile / DTH / Insurance / Gift Cards / Data card are real time transactions and there will be no refund or exchange permitted. Please be advised that you are responsible for the mobile number, DTH account number and/or Data Card mobile number recharges and all charges that result from those Recharges/Purchases.


Just Recharge Now is not responsible for any purchase of recharge for an incorrect mobile number, dth account number, gift cards mobile number, reference number and data card mobile number. Service charges are non-refundable and you will get a refund of recharge amount only. However, in a case where a transaction has been completed by you on the site, and money has been charged to your account but a recharge has not been delivered within 24 hours of your completion of the transaction for reasons like “invalid recharge denomination”, “service provider unavailable” and/or other technical issues, then you may inform us by sending us an email on support@MobileLiv.in or posting us a message on the contact us page.

Please note that as soon as the transaction fails, money automatically gets added or money reversed into your wallet. You can either utilize this amount by recharging again or you can get the same refunded back to your bank account. You can mark a mail to us inquiring about the exact reason for failure and we shall investigate the incident and get back to you.

Refund & Cancellation

Our focus is complete customer satisfaction. In the event, if you are displeased with the services provided, we will refund back the money, provided the reasons are genuine and proved after investigation. Please read the fine prints of each deal before buying it, it provides all the details about the services or the product you purchase. In case of dissatisfaction from our services, clients have the liberty to cancel their projects and request a refund from us. Our Policy for the cancellation and refund will be as follows:

Cancellation Policy

For Cancellations please contact us at support@MobileLiv.in Requests received later than 3 business days prior to the end of the current service period will be treated as cancellation of services for the next service period.

Refund Policy

We will try our best to provide best service to our user, In case any client is not completely satisfied with our service we can provide a refund. If paid by credit card, refunds will be issued to the original credit card provided at the time of purchase and in case of payment gateway name payments refund will be made to the same account.